Identify potentials loans to grant loans for existing Loan portfolio and external clients through Sales and other awareness methods.
• Achieve monthly execution targets set by the Management and maintain 100% collection record.
• Carry out a comprehensive credit evaluation to decide on the creditworthiness of clients, loan amount and if needed evaluate security required as per the Company guidelines and practices.
• Prepare the file with Credit proposal including all supporting documents which are required to submit to Head Office for approval.
• Closely monitor on monthly collections to ensure the quality of the loan portfolio.
Carry out periodical follow ups and post evaluations as per the guidelines laid down in the operational manual.
• Provide information to the Management on competitors, market developments and changes to improve the product.
• Report detected malpractices, irregularities and non-compliance to the Management immediately.
• Attend to other reasonable official duties assigned by the Management, which not mentioned
above.
• Comply with all laid down Company policies & procedures, controls and applicable practices.
• Adhere to the CBSL guidelines with regard to AMLTF (Anti Money Laundering and Terrorist Financing) & CCP (Customer Protection Policy)
SKILLS, COMPETENCE, EXPERIENCE REQUIRED;
• A bachelor’s degree in a related social science field.
• Minimum of three years of experience in the position.
• Strong understanding of lending practices and financial regulations.
• Excellent communication and interpersonal skills.
• Ability to work independently and as part of a team.
• Attention to detail and strong analytical skills.
• Proficiency in computer applications, including Microsoft Office.
• Experience with loan origination software.
• Multilingual abilities.
SEND YOUR CV ON OR BEFORE 16/09/2023
TO:
felixj@tujijenge.or.tz
(Please include “Loan Officer Application” as mail subject
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